Health Insurance Alternative

Save 30%-70% Now!

Business, Personal, Self Employed

A modern and affordable alternative to health insurance!

You Deserve Simple And Affordable Healthcare

With Family Deductibles As Low As $2,500!

AFFORDABLE


Members are saving thousands when they switch to. Plans start as low as $73 for individuals and $378 for families. We have designed four pricing options for individuals and families as well as special prices for seniors.

COMPREHENSIVE


Members experience a comprehensive medical experience and access to preventative care, mental health care, Prescription discounts and free telemedicine available 24/7.

ACCESSIBLE


Members see any doctor they want nationwide. No network fees. This means more choices and lower costs for you. No network limitations. You can see YOUR doctor. We Participate with ANY PROVIDER.

What Is Health Sharing?


Finally, a way to take control of your healthcare. Health Sharing is a caring community of people who share each other's medical bills.

Health Sharing is for anyone who is interested in sharing, acting responsibly together, and saving on their healthcare.

Health Sharing members share each other's bills directly. And, We are administered by a not-for-profit organization. This means lower costs for you.

Offering A Modern Healthcare Solution

Travel Insurance

We put the power, the freedom, and the control in paying for health care back into your hands.


Switch to health sharing and start saving thousands! We offer programs starting at just $73 for individuals and $378 for families.

  • Comprehensive healthcare access

  • Freedom to select providers

  • Telehealth availability

  • Competitive Rx pricing

  • Mental health resources

Health Sharing For Small Businesses

Travel Insurance


Health Sharing for Groups enables employers, and their employees, to capture the benefits of Impact Health Sharing through a group billing solution.

We understand how difficult it is for small organizations and business owners to find affordable options that gain employees access to quality health care, and we are ready to help.

  • Monthly Group Bill

  • Group Dashboard & Management

  • Personalized Enrollment

  • Spouses and Families Are Welcome

Don't keep pouring your profits into healthcare costs! Take a moment and explore Impact for Groups and start saving today.

Frequently Asked Questions

PRE-EXISTING CONDITIONS

Preexisting Medical Conditions are conditions in which treatment, symptoms, or diagnosis occurred within 36 months prior to membership.

A Pre-existing Medical Condition is eligible for sharing after the condition has gone 36 consecutive months without symptoms or treatment prior to membership.

Treatment includes:

Care or services

Diagnostic measures

Prescribed drugs or medications

High blood pressure or high cholesterol that is controlled through medication, will not be considered a Pre-existing Medical Condition for purposes of determining eligibility for future vascular or cardiac events.

The Pre-existing Medical Condition limitations do not apply to members 65 years and older.

IS THERE A DEDUCTIBLE

Members do not have deductibles. Instead, our members have a Primary Responsibility Amount (PRA).

The PRA options are as follows:

$1,000 (65 years and older only)

$2,500

$5,000

$7,500

$10,000

The PRA is the annual amount a Member Household is responsible for before medical bills can be approved for sharing. The PRA applies only to Eligible Medical Bills. After the PRA has been met, and the co-share is applied, all Eligible Medical Bills will be submitted for sharing for the entire household.

WHAT ABOUT PREVENTATIVE CARE

One annual/well visit per membership year.

Includes $150 allowance for routine labs.

The company follows the American Cancer Society recommendations when it comes to sharing in preventative care, which includes the following:

Women: Pap test – once every three years from 21-65 yrs.

Mammogram – Age 45-54 yearly, every two years starting at age 55.

Men: PSA test – one every year, starting at age 45.

All: Colonoscopy – one every 10 years starting at age 50, or one every five years for members at high risk.

Info? Call Rob: 435-512-1019